Personal Savings & MMDA


Community Savings

Community Bank offers this savings account designed especially for your financial growth. Interest is computed each day based on your daily collected balance.

  • A daily collected balance of less than $3,000.00 will earn interest at the TIER 1 annual percentage yield.
  • If the daily collected balance equals or exceeds $3,000.00 but is less than $5,000.00, interest earnings will increase to the TIER 2 annual percentage yield.
  • If the daily collected balance equals or exceeds $5,000.00, interest earnings will increase to the TIER 3 annual percentage yield.

Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. Fees could reduce the earnings on the account.

This account requires a $100.00 opening deposit. You are allowed 6 free withdrawals each month. An activity fee of $5.00 will be assessed for each withdrawal exceeding 6. A $5.00 monthly maintenance fee will be assessed if the average balance falls below $100.00. Both the minimum balance requirements and the opening deposit requirements are waived for customers age 18 and under.

Money Market Account

An interest-bearing account with limited check-writing privileges. Another option to an interest-bearing checking account is Community Bank’s Money Market account. This account provides higher earnings with interest computed each day based on your daily collected balance.

  • A daily collected balance of less than $2,000.00 will not earn interest.
  • If the daily collected balance equals or exceeds $2,000.00, but is less than $5,000.00, interest earnings will accrue to the TIER 2 annual percentage yield.
  • Once the daily collected balance equals or exceeds $5,000.00, but is less than $7,000.00, interest earnings will increase to the TIER 3 annual percentage yield.
  • Once the daily collected balance equals or exceeds $7,000.00, but is less than $25,000.00, interest earnings will increase to the TIER 4 annual percentage yield.
  • When the daily collected balance equals or exceeds $25,000.00 interest earnings will increase to the TIER 5 annual percentage yield.

Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. Fees could reduce the earnings on the account.

An opening deposit of $1,000.00 is required. If the average monthly balance falls below $1,000.00, a $5.00 monthly maintenance fee is assessed.

This account is limited to 6 debits per monthly statement cycle. A $5.00 activity fee per debit over 6 will be assessed.